宋仲基(欧阳震华)与邝港生(陈豪)两师徒在银行界备受赞赏，但港生为更上一层楼借故调走仲基往外地，仲基不幸遇上空难，醒后发现自己的躯壳竟是一个90后的包豹(吴业坤)，仲基被迫与阿姨包美娜(邵美琪)同居，又眼见港生周旋于自己妻子凌洁茹(田蕊妮)和富家女尚可瑶(李佳芯)之间，正踌躇如何夺回所失之际，遇上60岁的阿伯刘行(张继聪)，二人一见如故，原来刘行同遭躯壳对调的命运，二人到处查探回复真身之法，仲基始发现包豹是银行家雷震(许绍雄)的私生子，遂与刘行筹算复仇大计，不料令港生意外堕楼重伤，仲基才觉悟自己一直误会了港生，于是兵分三路，借故接近雷震和他妻子尚家各人，仲基先入银行由低做起，港生破坏可瑶与好友古天诺(森美)的婚约，刘行则离间二小姐尚可秀(江美仪)与丈夫高文健(关礼杰)的关系，一场跨世代的斗争逐步蔓延之际，亦建构出一个始料不及的新世界……
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